Financial & MCA

The balances the chargeback system cannot touch.

Our AI decides on the record both sides submit, under our published Rules. Either side can add Human Review.

Why it fits

High volume financial disputes that fall outside the card chargeback system, where arbitration fills a real gap.

What a case looks like

A defaulted balance, resolved without litigation

A funder files over a $3,500 remittance balance a merchant stopped paying. The merchant is served notice, both sides submit the agreement and payment history, and an award can issue in as little as three weeks.

A fee dispute the chargeback system cannot touch

A merchant disputes $600 in servicing fees that fall outside chargeback rules entirely. Instead of a standoff, the dispute goes on the record. Our AI decides on the record both sides submit, under our published Rules. Either side can add Human Review.

Disputes we resolve

Servicing and balance disputes
Disputes outside chargeback rules
Default and workout disagreements
Fee and terms disputes

An interactive look at a case file from this vertical. Mock data, real product flow.

Interactive demo
DashboardCasesCase 2026-05-00463Overview
Phase:DeliberationRole:Claimant
Case Overview
Case No. 2026-05-00463
HARBOR CAPITAL ADVANCE LLC v. BLUESTONE DELI CORP.
Current Status
You’re All Caught Up

You have no pending tasks in this phase.

What Happens Next
  • Filings completeBoth parties' statements and exhibits are on the docket.
  • Respondent joined the caseThe respondent appeared and filed a response to the claim.
  • Case proceedingsOur AI decides on the record both sides submit, under our published Rules. Either side can add Human Review.
  • Final award issuedA reasoned award is issued and delivered to both parties.
Case Summary

The claimant seeks $2,900.00 in missed remittances under a merchant agreement. The claim alleges four consecutive missed payments with no hardship notice on file.

Case Details
Case Number2026-05-00463
FiledMay 6, 2026
PhaseDeliberation
Amount in Dispute$2,900.00

Building for Financial & MCA?

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